Author Photo
About the Author: Dave Ward
Dave Ward has been in banking and finance since 1984. He has a Bachelors of Business Administration from the University of Michigan-Flint with a major in finance.

David's professional experience has been in collections, lending, and financial planning. He has created this book to assist teenagers manage their money. The contents of the book is derived from personal and professional experiences along with answering questions from his own teenagers.

David has created a website called partymoneybudget.com that has workbook applications for anyone to use for free.
Party with Prudence Independence Day is an introduction to budgeting for teenagers. It is a reference book and is designed to assist young people that are around the age of 15 to learn how to manage their money. The book is a story of a teenage girl named Prudence who is planning for her independence day. She plans to move out on her own after she finishes high school. Prudence wants to be able to move out and still have fun. She decides to devise strategies on how she is going to do both and develops plans and worksheets that help her accomplish her goal of independence. The worksheets Prudence developed and uses will be available on the website.